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	<title><![CDATA[雷曼迷你債券：悲慘的背後]]></title>
	<description><![CDATA[雷曼迷你債券，這個香港史上最大的投資慘案，要負責的不單是投資者，還有銀行和政府。Email：chukwokhung@mysinamail.com]]></description>
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<lastBuildDate>Wed, 16 May 2012 10:10:15 +0800</lastBuildDate>

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	<title><![CDATA[雷曼迷你債券：悲慘的背後]]></title>
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<item>
<title><![CDATA[累計期權案   星展否認財顧角色]]></title>

	<description><![CDATA[<font size="3"><font face="arial,helvetica,sans-serif"><font color="#000000">內地商人郝婷昨繼續為其遭星展銀行（香港）追討9,400多萬元累計期權（accumulator）合約款項的案件作供。郝稱建議她購買累計期權合約的星展客戶經理黃偉業是她的理財經理，故相信他的說話。</font></font></font><p><a href="http://chukwokhung.mysinablog.com/index.php?op=ViewArticle&amp;articleId=3561306" target="_blank">(閱讀全文)</a></p>]]></description>

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<dc:creator><![CDATA[chukwokhung]]></dc:creator>

			<category><![CDATA[訴訟：民事（其他）]]></category>
	
<pubDate>Wed, 16 May 2012 10:10:15 +0800</pubDate>

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<item>
<title><![CDATA[億元accumulator案   女商稱經理擅改風險評估]]></title>

	<description><![CDATA[<font size="3"><font face="arial,helvetica,sans-serif"><font color="#000000">北京女富商郝婷遭星展銀行追討1.12 億元accumulator投資虧蝕案昨續審。郝供稱當時出於同情，才答應轉職後立即上京求見的星展客戶經理開設戶口，卻未料「中伏」，她後來發現該名經理曾擅改其風險評估資料。</font></font></font><p><a href="http://chukwokhung.mysinablog.com/index.php?op=ViewArticle&amp;articleId=3559872" target="_blank">(閱讀全文)</a></p>]]></description>

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<dc:creator><![CDATA[chukwokhung]]></dc:creator>

			<category><![CDATA[訴訟：民事（其他）]]></category>
	
<pubDate>Tue, 15 May 2012 14:14:56 +0800</pubDate>

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<item>
<title><![CDATA[首宗Accumulator官司   顧問講解累計期權不知顧客明白與否]]></title>

	<description><![CDATA[<font size="3"><font face="arial,helvetica,sans-serif"><font color="#000000">星展銀行向累計期權（Accumulator）女客戶郝婷追討透支貸款案，星展投資顧問張宏浩昨供稱，於07年9月一次飯局上，跟郝討論投資累計期權，講及可能出現的最大風險，即她「有機會要接兩倍股票」，他知道郝對累計期權不太熟悉，盡力以廣東話夾雜普通話向她解釋，但不知她明白與否。</font></font></font><p><a href="http://chukwokhung.mysinablog.com/index.php?op=ViewArticle&amp;articleId=3556754" target="_blank">(閱讀全文)</a></p>]]></description>

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<dc:creator><![CDATA[chukwokhung]]></dc:creator>

			<category><![CDATA[訴訟：民事（其他）]]></category>
	
<pubDate>Sat, 12 May 2012 17:48:18 +0800</pubDate>

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<item>
<title><![CDATA[星展賣accumulator僅列中度風險產品]]></title>

	<description><![CDATA[<font size="3"><font face="arial,helvetica,sans-serif"><font color="#000000">內地富婆郝婷2008年炒燶accumulator，遭星展銀行追索逾億元案昨續審。銀行投資顧問昨供稱，令不少人血本無歸的accumulator，在星展銀行僅被評為中度風險投資產品。</font></font></font><p><a href="http://chukwokhung.mysinablog.com/index.php?op=ViewArticle&amp;articleId=3556747" target="_blank">(閱讀全文)</a></p>]]></description>

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<dc:creator><![CDATA[chukwokhung]]></dc:creator>

			<category><![CDATA[訴訟：民事（其他）]]></category>
	
<pubDate>Sat, 12 May 2012 17:41:28 +0800</pubDate>

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</item>


<item>
<title><![CDATA[星展207通電話   向女商人硬銷投資產品]]></title>

	<description><![CDATA[<font size="3"><font face="arial,helvetica,sans-serif"><font color="#000000">本港首宗涉及銷售累計期權（ Accumulator）而打官司的民事案，昨在高等法院續審。遭星展銀行追討透支貸款的內地女商人揭露，星展誇大她的投資履歷，又無查證她的資產，由職員根據他在另一間銀行工作時取得的舊資料和個人推測，替她申報個人資產達9,360萬元，以便向她推銷高風險的投資產品。負責的星展客戶服務經理否認指控。</font></font></font><p><a href="http://chukwokhung.mysinablog.com/index.php?op=ViewArticle&amp;articleId=3554727" target="_blank">(閱讀全文)</a></p>]]></description>

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<dc:creator><![CDATA[chukwokhung]]></dc:creator>

			<category><![CDATA[訴訟：民事（其他）]]></category>
	
<pubDate>Fri, 11 May 2012 09:20:44 +0800</pubDate>

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<item>
<title><![CDATA[星展經理：內地富婆先保守後進取]]></title>

	<description><![CDATA[<font size="3"><font face="arial,helvetica,sans-serif"><font color="#000000">星展女客戶炒累計股票期權（accumulator）遇金融海嘯大跌市後損手，被銀行入稟追討1.12億元投資虧蝕，案件昨續審。負責銷售的客戶服務經理指出，被告的投資態度先保守後進取，更試過同時手持多份投資合約。</font></font></font><p><a href="http://chukwokhung.mysinablog.com/index.php?op=ViewArticle&amp;articleId=3554719" target="_blank">(閱讀全文)</a></p>]]></description>

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<dc:creator><![CDATA[chukwokhung]]></dc:creator>

			<category><![CDATA[訴訟：民事（其他）]]></category>
	
<pubDate>Fri, 11 May 2012 09:14:03 +0800</pubDate>

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<item>
<title><![CDATA[贏粒糖輸間廠   有止賺無止蝕]]></title>

	<description><![CDATA[<font size="3"><font face="arial,helvetica,sans-serif"><font color="#000000">「贏粒糖，輸間廠！」是accumulator（累計股票期權）的風險特性寫照。accumulator利潤其實有限，但虧蝕幾乎無底。只要股價上升約5%，一年期的合約便會立即終止，買家利潤有限；相反若遇上大跌市，買家將被迫整年要以偏高的「接貨價」接貨，致累計損失慘重。accumulator買家很容易因獲甜頭，而願意不斷以愈來愈高的接貨價續約，最終難逃大蝕。</font></font></font><p><a href="http://chukwokhung.mysinablog.com/index.php?op=ViewArticle&amp;articleId=3551119" target="_blank">(閱讀全文)</a></p>]]></description>

<link>http://chukwokhung.mysinablog.com/index.php?op=ViewArticle&amp;articleId=3551119</link>
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<dc:creator><![CDATA[chukwokhung]]></dc:creator>

			<category><![CDATA[訴訟：民事（其他）]]></category>
	
<pubDate>Tue, 08 May 2012 14:00:00 +0800</pubDate>

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<item>
<title><![CDATA[女商反告星展索償   大狀揶揄輸打贏要]]></title>

	<description><![CDATA[<font size="3"><font face="arial,helvetica,sans-serif"><font color="#000000">北京女商人郝婷昨專程由北京來港聽審，她同時向星展銀行提出反索，直指有關accumulator合約乃是她受到銀行不當影響而簽訂，要求高院頒令撤銷17份accumulator合約，及向星展討回8000萬元投資本金及因訴訟而蒙受的損失。不過，郝昨多次被星展的大律師揶揄，指任何投資均有風險，質疑她不能因投資失利，而將責任推卸銀行。</font></font></font><p><a href="http://chukwokhung.mysinablog.com/index.php?op=ViewArticle&amp;articleId=3551114" target="_blank">(閱讀全文)</a></p>]]></description>

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<dc:creator><![CDATA[chukwokhung]]></dc:creator>

			<category><![CDATA[訴訟：民事（其他）]]></category>
	
<pubDate>Tue, 08 May 2012 13:57:34 +0800</pubDate>

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<item>
<title><![CDATA[Accumulator噬億元   京商轟星展誤導]]></title>

	<description><![CDATA[<p><font size="3"><font face="arial,helvetica,sans-serif"><font color="#000000"><strong>稱錯信「零風險」拒付款   銀行追討</strong></font></font></font></p><p><font size="3"><font face="arial,helvetica,sans-serif"><font color="#000000"><font size="3"><font face="arial,helvetica,sans-serif"><font color="#000000">2007年至2008年全球金融波動，觸發本港多宗因「炒燶」累計期權（accumulator）而被銀行興訟追討損失的案件。經營石油器材生意的北京女富商郝婷，因在兩個月內炒燶accumulator，翌年遭星展銀行興訟追討逾1.12億元。案件昨日開審，女商人指星展誤導，令她相信投資屬「零風險」，故拒絕賠償。</font></font></font></font></font></font></p><p><a href="http://chukwokhung.mysinablog.com/index.php?op=ViewArticle&amp;articleId=3551111" target="_blank">(閱讀全文)</a></p>]]></description>

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<dc:creator><![CDATA[chukwokhung]]></dc:creator>

			<category><![CDATA[訴訟：民事（其他）]]></category>
	
<pubDate>Tue, 08 May 2012 13:53:06 +0800</pubDate>

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<item>
<title><![CDATA[警終止雷曼調查]]></title>

	<description><![CDATA[<p><font size="3"><font face="arial,helvetica,sans-serif"><font color="#000000">警方表示，在諮詢律政司意見和考慮調查所得的證據後，決定終止所有涉及雷曼兄弟「誤導投資者」的調查。</font></font></font></p><p><a href="http://chukwokhung.mysinablog.com/index.php?op=ViewArticle&amp;articleId=3492661" target="_blank">(閱讀全文)</a></p>]]></description>

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<dc:creator><![CDATA[chukwokhung]]></dc:creator>

			<category><![CDATA[訴訟：刑事]]></category>
	
<pubDate>Fri, 30 Mar 2012 09:32:31 +0800</pubDate>

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</item>


<item>
<title><![CDATA[迷債訟期快屆滿   ２０苦主促消委興訟]]></title>

	<description><![CDATA[<font size="3"><font face="arial,helvetica,sans-serif"><font color="#000000">雷曼迷債事件發生至今逾4年，部分早期購買的投資者今年更要面對訴訟期限屆滿的窘局，但消委會訴訟基金仍未有向銀行提出訴訟。２０多名雷曼投資者昨日與消委會總幹事劉燕卿會面，要求該會加快申請基金審批程序，盡早就雷曼事件展開訴訟，讓法庭裁定首宗具指引性案例，以便其他投資者申索。</font></font></font><p><a href="http://chukwokhung.mysinablog.com/index.php?op=ViewArticle&amp;articleId=3482837" target="_blank">(閱讀全文)</a></p>]]></description>

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<dc:creator><![CDATA[chukwokhung]]></dc:creator>

			<category><![CDATA[訴訟：消費者訴訟基金]]></category>
	
<pubDate>Sat, 24 Mar 2012 09:47:32 +0800</pubDate>

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<item>
<title><![CDATA[高院第３７宗：老翁告星展誤導投資]]></title>

	<description><![CDATA[<font size="3"><font face="arial,helvetica,sans-serif"><font color="#000000">現年６１歲老翁，於２００６年向星展銀行斥資近４００萬港元購買３隻結構性零售債券，聲稱被銀行職員游說債券「好穩陣」，未仔細了解條款下簽訂同意書。惟其後雷曼「爆煲」，他要求根據「雷曼解決方案」退款，遭銀行所拒，雖獲銀行賠償約５７萬元，但他認為遭銀行職員誤導，日前入稟高院要求銀行賠償。</font></font></font><p><a href="http://chukwokhung.mysinablog.com/index.php?op=ViewArticle&amp;articleId=3344000" target="_blank">(閱讀全文)</a></p>]]></description>

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<dc:creator><![CDATA[chukwokhung]]></dc:creator>

			<category><![CDATA[訴訟：民事（Constellation)]]></category>
	
<pubDate>Sat, 14 Jan 2012 18:29:05 +0800</pubDate>

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<item>
<title><![CDATA[高院第３６宗：富士高執董索償   稱被渣打誤導買迷債]]></title>

	<description><![CDATA[<p><font size="3"><font face="arial,helvetica,sans-serif"><font color="#000000">上市公司富士高實業控股的執行董事周文仁，</font></font></font><font size="3"><font face="arial,helvetica,sans-serif"><font color="#000000">指</font></font></font><font size="3"><font face="arial,helvetica,sans-serif"><font color="#000000">渣打</font></font></font><font size="3"><font face="arial,helvetica,sans-serif"><font color="#000000">銀行銷售</font></font></font><font color="#000000"><font face="arial,helvetica,sans-serif"><font size="3">雷曼股票掛鈎票據（ＥＬＮ</font></font></font><font size="3"><font face="arial,helvetica,sans-serif"><font color="#000000">）</font></font></font><font size="3"><font face="arial,helvetica,sans-serif"><font color="#000000">時違責，不實地宣稱該票據為保本，且沒有向他解釋清楚票據性質，</font></font></font><font size="3"><font face="arial,helvetica,sans-serif"><font color="#000000">入稟高院要求渣打銀行歸還兩筆分別為４３．５萬美元（３３９萬港元）及１００萬港元的投資本金。</font></font></font></p><p><a href="http://chukwokhung.mysinablog.com/index.php?op=ViewArticle&amp;articleId=3279199" target="_blank">(閱讀全文)</a></p>]]></description>

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<dc:creator><![CDATA[chukwokhung]]></dc:creator>

			<category><![CDATA[訴訟：民事（ELN）]]></category>
	
<pubDate>Wed, 23 Nov 2011 09:38:33 +0800</pubDate>

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<title><![CDATA[高院第３５宗：雷曼苦主告中銀索償]]></title>

	<description><![CDATA[<font size="3"><font face="arial,helvetica,sans-serif"><font color="#000000">一名中銀香港客戶，５年前聽信女職員建議，以４６８萬港元購入雷曼相關衍生工具的高風險票據，及至２００８年雷曼倒閉，事主投資化為烏有，他入稟高院控告中銀香港作出誤導及違反證券及期貨條例守則，要求賠償損失。</font></font></font><p><a href="http://chukwokhung.mysinablog.com/index.php?op=ViewArticle&amp;articleId=3246406" target="_blank">(閱讀全文)</a></p>]]></description>

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<dc:creator><![CDATA[chukwokhung]]></dc:creator>

			<category><![CDATA[訴訟：民事（其他）]]></category>
	
<pubDate>Mon, 24 Oct 2011 14:13:42 +0800</pubDate>

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<item>
<title><![CDATA[高院第３４宗：蘇皇遭雷曼票據客索償]]></title>

	<description><![CDATA[<font size="3"><font face="arial,helvetica,sans-serif"><font color="#000000">蘇格蘭皇家銀行昨遭認購雷曼相關票據的客戶入稟高院控告，客戶指銀行銷售票據時不實地宣稱票據猶如定期存款風險不高，誤導其簽下兩份價值合共約２０１萬港元的票據認購協議，客戶現要求撤銷兩份認購協議，及要求銀行賠償損失。</font></font></font><p><a href="http://chukwokhung.mysinablog.com/index.php?op=ViewArticle&amp;articleId=3225777" target="_blank">(閱讀全文)</a></p>]]></description>

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<dc:creator><![CDATA[chukwokhung]]></dc:creator>

			<category><![CDATA[訴訟：民事（其他）]]></category>
	
<pubDate>Sun, 09 Oct 2011 17:41:28 +0800</pubDate>

	<source url="http://chukwokhung.mysinablog.com/rss.php"><![CDATA[雷曼迷你債券：悲慘的背後]]></source>

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